Now, this tip may sound cheap to many people, but who cares about that? It's a common misconception that millionaires are spend thrifts and buy whatever they want. Many millionaires spend their money wisely and so should you. Who cares if anyone thinks you're cheap!

When you know you'll be grabbing a quick bite to eat at a fast food restaurant... never buy the drink. Drinks range in price from $1 -$2 depending on size and this is ridiculously expensive. Bring your own drink and save a ton over time. You can buy a case (24 pack) of water at walmart for about $4. Or, you can refill your own bottles with tap water.... either way, you'll be saving money.

Even if you're not eating out, always keep a drink with you. If you're leaving the house for a few hours... take a drink with you. You'll save a lot of money over time by not having to purchase drinks at incredibly inflated prices.

I'm always amazed at the number of people I often see going to the snack machine every morning. I understand there are times when you've forgotten to bring a snack or drink to work and the snack machine offers the convenience to get what you want. However, I don't understand the people who you consistently see near the snack machines every morning. Why would I want to pay an inflated price for a drink, when I can go buy a case of drinks at a grocery store for less than what people spend on 5 drinks a week at the snack machine.
I really wonder if people just don't realize they are paying a much higher price. Maybe they just say "well, it's only a dollar and I'm thirsty." Maybe they're just too lazy to go to the store and buy drinks ahead of time. Maybe they just don't think ahead or know any better.

I think it's important to think about these little financial decisions we all make on a daily basis. So when you know you'll be at work all day:

• Take a few minutes the night or day before and figure out what you'll need for snack or drink
• Purchase these items in bulk from your local grocery store or club
• Avoid the snack machines
• Be amazed at the amount of money you save week after week