Been to a retailer lately and noticed 0% interest for a set period of time on certain purchases? Two retailers that come to mind are Circuit City and Lowe's. For instance, purchase a TV from Circuit City over $999 and receive no interest for 36 months. If you're looking to make a large purchase, this may be an opportunity to make more money. Here's how:

  • Use the 0% promotion
  • Keep that money in your high interest savings account
  • Calculate your estimated monthly payment in order to have the item paid off in the required time frame
  • Set this payment up to pay online through your online bank so you don't miss a payment
  • Have the item paid off and have the interest you earned from having your money in your high interest savings account
But be careful to make your payments on time and calculate correctly or you may face fees or penalties.